GrowXCD - Easing access to credit
Delivering specialized financial services to the backbone of India’s economy
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Our Product
Handcrafted loans for your dreams.
Grow Shubam
Secure a thriving future, filled with growth and prosperity with the small ticket mortgage loans with simplified process. Loans are a form of secured lending in which customers utilize their property as collateral and security.
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Empowering Dreams, Bridging Gaps for a Brighter Tomorrow
GrowXCD aims to improve economic well being to MSME and Low Income Households through credit.
Small Loan, Big Impact: Supporting Micro Enterprises
Loans should empower customers, not burden them, enabling them to improve their lives and create positive impacts.
Building Futures, Building Businesses: Your Partner in Growth
Ensure transparent and clear communication, no surprises for customers, with minimal documentation and digital processes for speed and accuracy.
Frequently Asked Questions
Uncertain about the loan Process? No need to stress! Our FAQs will equip you with the knowledge you need to navigate smoothly
Why Should I Opt for a loan with GrowXCD?
Tailored solutions for hassle-free financing. Full transparency in charges and processes. Swift approvals with minimal processing and disbursement time. Flexibility to choose between straightforward EMIs or structured repayments. Convenient balance transfer option available to seamlessly transfer existing loans.
How do NBFCs differ from traditional banking services?
The difference between a Bank and NBFC is that the former is a government-authorized financial intermediary, while the latter operates without having a bank license. An NBFC, on the other hand, is a company that provides financial/banking services to people without having bank authorization. Banks accept demand deposits like savings and current accounts, whereas NBFCs can only accept term deposits. Banks can lend and provide loans, while NBFCs can provide loans but cannot issue cheques.
What are the products available?
Currently, we provide LAP and unsecured loans. To know more CLICK HERE.
Who should I contact for any loan related queries?
For any loan-related queries, you can call our representative at Phone: 044-48136918 or mail us at Email: hi@growxcd.com.
What is the maximum loan amount I can avail?
The maximum loan amount a resident Indian can avail is of Rs 25 lakh.
How long can I take a Loan for?
The options for the Loan Tenure are 12, 24, 36, 48 or 60 months. This maximum loan tenure would change basis the profile of the Customer.
What are the modes of paying the EMI?
You may repay through eMandate or NACH which will allow us to directly debit the EMI through auto debit mandate.